Carrier estimate missing line items?
Text me the estimate and your photos. Within 48 hours you get a free audit of what looks missing or under-scoped. If it's worth writing up, I'll build the Xactimate supplement for a flat $225.
- Every page of the carrier's estimate — PDF or phone photos are fine
- Your roof and damage photos
- The property address
- Anything the adjuster denied, and the reason given
How it works
Text the file
Send the carrier estimate, photos and address. I confirm what I received — and what's missing — the same day.
Free audit in 48 hours
A plain list of items that look missed or under-scoped, with the reasoning. If there isn't enough there to be worth a supplement, I'll tell you, and you owe nothing.
Supplement package
Say go and within 48 hours you get a carrier-ready package you submit: Xactimate estimate, written justification, labeled photo exhibits, and a quick call walking you through each item.
Pricing
A written review of the carrier estimate against your photos, back within 48 hours. No obligation.
- Xactimate-coded estimate of the missed items
- Justification narrative with code references
- Labeled photo exhibits
- Walkthrough call so you can present it
- One revision included
What I look for
Items that commonly get left off or under-counted on roof estimates:
- Drip edge and starter
- Waste factor
- Ridge and hip cap
- Flashing and pipe jacks
- Steep and high-roof charges
- Code-required items
- Gutters and downspouts
- Screens, siding and other collateral
What I don't do
I prepare estimates and documentation for your company to submit. I don't negotiate with the carrier, interpret policies, or represent homeowners on their claims. Every item I write up is one I can support with your photos and the code.
Who you're working with
I'm Steven Prior, a licensed South Carolina property adjuster (Independent Adjuster #21260509). I write every supplement myself and I'm the one you text. SC properties only.
Common questions
- Who sends the supplement to the carrier?
- You do. I hand you the finished package and walk you through it.
- What if the audit finds nothing worth writing up?
- Then I tell you that, and you don't pay anything.
- Can you add items you can't see in my photos?
- No. Everything I write up has to be documented. That's what keeps the package credible.